Bridge and Fix & Flip Lending Programs
Our fix, flip, and bridge financing loans give you the capital to act quickly, renovate with confidence, and exit on your terms.
Rates from
8.75%
Loan from
$50k – $10M
Terms from
12-36 months
Up to
90% LTC
Funding Your Flip or Bridge Loan
When speed matters most, you can count on Insignia Capital Corp. to deliver with its own funds, backed by more than $2 billion in institutional investment capital. Designed for single-family homes 1-4 unit bridge fix and flip, our platform gives you straightforward terms, quick approvals and capital you can actually put to work.
Loan Purpose
Terms
Property Type
SFR 1-4 and luxury homes
Loan amounts
$50k – $10M
LTV
80%
LTC
90%
LTARV up to
70%
Rates from
8.75%
Points
1.00% to 3.50%
Fees from
$1,995
Payments
Interest Only or Partial Amortized
Term
12-36 month
Prepay penalty
None or negotiable
Minimum credit score
620
Borrower entity required
No
Experience
Better pricing for pros
Case Study
Bridge
Funded SFR Fix & Flip
A professional property rehab client needed a fast solution for a $1.2 million property acquisition and renovation. Insignia Capital provided an $875,000 bridge loan with a 12-month term, allowing time for project completion and repayment.
The Solution:
Loan-to-Value (LTV) represents the percentage of the property’s value that can be financed. In this case, Insignia Capital offered up to 75% of the appraised value, such as $1.2 million on a $1.6 million property.
Bridge loans offer short-term financing to bridge immediate needs and long-term solutions. Terms vary based on lender and borrower circumstances, often involving higher rates and fees. Contact Insignia Capital for current rates and programs.
$875K
Loan
12
Month Terms
75%
Loan to Value
9.95%
Rate
Recently Funded Transactions
$4.95M
Single-Family Bridge Loan
$6.5M
Mid-Construction Loan
$8.95M
Multi-Family Bridge Loan
What You Can Do With Fix, Flip & Bridge Loans
Fix & Flip Loans
Flipping is a race against the clock. You find a property, grab it before someone else does, and turn it around fast.
A fix and flip loan gives you the fuel to do it: money to close quickly, cover renovations, and sell at a profit—all on a short timeline that matches the way flippers actually work.
Bridge Financing
Sometimes the deal makes sense, but the timing doesn’t. That’s why bridge financing exists. Think of it as a safety net that carries you from one stage of a deal to the next.
Why Investors and Bridge Borrowers Come to Us
f you’re like most investors, you’re not looking for a lender who dabbles in real estate—you want one who lives it. This is why we exist.
Insignia Capital Corp. was built for investors who move fast, think big, and need capital that can keep up.
Whether you’re flipping a single property or managing a multi-site portfolio, we fund deals with speed and serious follow-through.
Flipping Properties?
We move quickly, fund both purchase and rehab, and structure terms to match your exit timeline.
Our fix & flip loans are trusted by repeat investors because they’re credit-flexible, built for scale, and designed to help you eliminate friction.
- Close fast and compete with cash buyers
- Fund both acquisition and renovations in one streamlined loan
- Choose terms that match your flip timeline—no rigid templates
- Qualify based on the deal, not just your credit
- Scale with confidence using repeatable financing you can count on
Bridging a gap?
We help you lock down deals before permanent financing is ready, access equity mid-renovation, or reposition a property without compromising speed. Our bridge loans fill the gaps that traditional lenders can’t.
- Secure financing in as few as 7 days
- Free up trapped equity to nail down the next opportunity
- Cover costs mid-project without slowing progress
- Leverage nontraditional assets or financial profiles
- Get custom terms built around your unique strategy
The Bottom line? Other lenders talk. We close. If it’s a short-term real estate deal, we’re the ones who make it happen.
Which Loan Is Right For You?
Fix & Flip
Fix and flip loans are built for investors who move fast, take calculated risks, and know how to turn distressed properties into profits. They’re ideal if you:
- Secure undervalued homes before the competition and flip fast for ROI
- Want one loan to cover both the purchase and renovation
- Rely on short-term capital to keep multiple projects moving
- Prefer lenders who understand project timelines and don’t get in your way
- Need a repeatable, streamlined process you can count on from deal to deal
Whether you’re flipping a foreclosure or remodeling a duplex to list within 90 days, this is your loan.
Bridge Loans
Bridge financing is ideal for borrowers navigating tight timelines or multiple properties. They’re a go-to when you:
- Need to close on a property before your long-term loan comes through
- Are mid-renovation and need extra capital to finish strong
- Want to unlock equity from one property to fund another—without waiting for a sale
- Are upgrading a property before securing long-term financing
- Work in fast-moving markets where timing and liquidity matter
If you’ve ever had a deal fall apart because your funding lacked follow-through, this loan was built for you.
Funding Options
Funding That Fits Your Deal
From quick flips to gap coverage, our loans deliver the capital you need when you need it. Let’s move your investment forward together.
Frequently Asked Questions
How We Take You From Application to Approval
When traditional lenders stall, we move. Our streamlined process takes you from application to approval in as few as five days—without the friction or surprises.
Why Investors Trust Insignia Capital
Fast Decisions
Traditional lenders measure timelines in weeks. We measure them in days, with average approvals in 48 hours and closings in as few as 5–7 business days. That speed doesn’t just save time. It keeps your project from falling apart before it even begins.
Flexible Structures
When you work with a big-box lender, you’re just another number in a long queue. The Insignia Capital Corp team is deliberately lean. Why? To ensure you receive the clarity and personal attention you deserve—without compromising the demands of the deal.
Direct Capital
Most lenders cap out when projects get big. Not Insignia. From $500K flips to $10M developments, we bring the capital and confidence your project demands.
Expert Credit Team
LLCs, unconventional assets, foreign income—these are the scenarios that confound conventional lenders. For us, they’re business as usual. We design loans around the deal, not a pre-generated checklist.
30+
Years Experience
1K+
Deals Closed
About Us
Meet the Insignia team, a deliberately small group of experts with three decades of experience and thousands of deals closed. When you work with us, you’ll actually know the people behind your loan. We listen, we problem-solve, and we pick up the phone. That’s why our clients trust us—and why they keep coming back.
