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Direct SFR Fix & Flip
or Bridge

Rates from: 9.500%

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Insignia Bridge Direct (IBD)

SFR Fix & Flip or Bridge

Whether you need financing for a fix-and-flip, a bridge loan for a quick closing on a purchase, or a refinance—including multi-family projects up to 10 units—Insignia Bridge Direct (IBD) offers fast, simple, and reliable solutions for real estate investors.
 
  • Fast Closings, No Full Appraisal: Close in as little as 5 days on loans up to $500,000 with just an interior valuation. Save time, save money, and secure terms that won’t change.
  • Investor-Focused Terms: Our program supports both purchases and refinancing of residential properties, tailored specifically to meet investor needs.
  • Quick Pre-Approvals: Get pre-approved within 24 hours. With decades of experience, our team ensures efficient and timely closings.
  • Personalized Service & Speed: IBD is our fastest-closing product, with in-house lending decisions. Contact us today for a term sheet within 24 hours and start funding your next investment.

Complete requirements will be provided upon submission of the loan package.

Note: This program is for investors only and intended for business purposes, not personal, family, or household use. Insignia Capital Corp is the lender.

Insignia Bridge Direct (IBD)

SFR Fix & Flip or Bridge

PROPERTY TYPE
SFR 1-4 & Multi-Family Under 10 Units
Loan Amounts
$50,000 - $3,500,000
Lien Position
1st & 2nd Trust Deeds
Rates from
9.500%
Payments
Interest Only or Partial Amortized
Points
1.00% to 3.50%
Lender Fees
$1,995
Minimum Credit Score
620
LTV up to
80%
LTC up to
85%
LTARV up to
70%
Term
12-24 months
FINANCING
Purchase and Refinance
Property Types
SFR 1-4 & Multi-Family Under 10 Units
PREPAYMENT PENALTY
None
Experience
Better terms for 1 or more flips in the past 3 years
Borrower Entity Required
No

RECENTLY FUNDED

Insignia Direct
Single Family
Residence

Case Study: Funded SFR Fix & Flip

A professional property rehab client needed a fast solution for a $1.2 million property acquisition and renovation. Insignia Capital provided an $875,000 bridge loan with a 12-month term, allowing time for project completion and repayment.

$875K Bridge Loan

Solution: $875K Bridge Loan
Loan-to-Value (LTV) represents the percentage of the property’s value that can be financed. In this case, Insignia Capital offered up to 75% of the appraised value, such as $1.2 million on a $1.6 million property.
Bridge loans offer short-term financing to bridge immediate needs and long-term solutions. Terms vary based on lender and borrower circumstances, often involving higher rates and fees. Contact Insignia Capital for current rates and programs.
For financial advice, consult a CPA or financial professional.

There’s a reason why I’ve done 7 originations with Insignia Loans within the last 2 years. Noah is diligent, attentive,strategical, and professional. Through thick and thin, he has always pulled through.

- Alexander Hernandez

We buy properties in the $1,000,000 to $2,000,000 range to fix and flip. We’ve financined over 40 projects with Noah over the years and he is fast and fair on the deals. He knows the business and what we need to get our transactions done.

- Kim

Most lenders want the big deals but Noah is happy to help me even on my small ones. He understands how to structure a deal and is very knowedgeble about real estate. He is my first call on every deal.

- Javier B.

I am an investor that buys one to two properties each year to fix and flip. I value working with Noah as he understands the market and will tell me the truth about my deals. He can move fast and get the deals done.

- Brett M.

As a real estate investor I need a lender that is creative and understands the needs of a small business owner/developer. I’ve done over 30 loans with Noah and he is my go to lender for my residential purchases.

- Robert P.

I have worked with Noah to financing my fix and flips business for over 10 years and he has always gone the extra mile to make the deals work. He understands what I need and makes it happen. I strongly recommend him as my go to lender.

- Manuel D.

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