Welcome to Insignia Bridge Direct (IBD), your go-to lender for fix and flip” or bridge loans. Whether you’re purchasing a property that requires a home renovation budget, require a bridge loan to close on a new home renovation, or need to refinance a current investment property, IBD offers the easiest and fastest loan program available.
With the ability to close some loans in as little as 7 days and no full appraisal required, just an interior valuation, we can save you time and money while ensuring that the terms of your loan never change. As the lender, we are confident in our ability to streamline the loan process and get you funded faster.
Our loan program terms are designed to meet the needs of real estate investors purchasing or refinancing residential properties. We provide pre-approvals in less than 24 hours, and with our decades of experience working with investors, our originating team has the expertise to close your transaction quickly and efficiently.
At Insignia Capital Corp, we pride ourselves on personal service, ease of process, and speed. IBD is our fastest-closing loan product, and we make the lending decision. Contact us today to receive your term sheet within 24 hours and start financing your next investment property.
Loan Terms and Features
Loan Amounts
$50,000 - $3,500,000
Lien Position
1st & 2nd Trust Deeds
Rates from
9.95% *
Payments
Interest Only or Partial Amortized
Points
1.00% to 3.50%
Lender Fees
$1,995
Minimum Credit Score
620
LTV up to
80%
LTARV up to
70%
Term
12-24 months
Property Types
SFR 1-4 & Multi-Family Under 10 Units
Experience
Better terms for 1 or more flips in the past 3 years
Borrower Entity Required
Complete list of requirements provided upon submission of loan package
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- * This loan program is only available for investors and not consumers. Loans are intended for investment and business purposes only. Loans are primarily for other than personal, family or household purposes.
- Insignia Capital Corp is the lender on this loan program.