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Insignia Ground Up and Mid Construction

Rates from:
10.50%

  • 12-24 Month Terms
  • Up to 80% LTV
  • Custom Programs
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Insignia Ground Up and Mid Construction

Financing Investor SFR 1-4 & Multi-Family Construction Projects

For groundbreaking or mid-construction projects, Insignia Capital Corp (ICC) is your premier partner for navigating the complexities of obtaining construction financing. Leveraging decades of experience and a robust network of financial institutions, ICC offers comprehensive solutions, whether funding directly or collaborating with partners.

ICC Advantage:

Strategic Financing: Beyond current financing, we focus on your project's profitability and exit strategy, using our proprietary models to guide you to success.

Tailored Solutions: Our loans are designed to support our builders' achievements while
safeguarding our investors' interests.

Underwriting Expertise: Ground-up construction projects present unique challenges and opportunities, requiring a nuanced approach to financing and project management. Our institutional capital partners are deeply involved in this segment, providing the necessary financial backing and insights to transform visionary projects into tangible asset.

Complete list of requirements provided upon submission of loan package

*This loan program is only available for investors and not consumers. Loans are intended for investment and business purposes only. Loans are primarily for other than personal, family or household purposes.Insignia Capital Corp is arranging the loan under this loan program.

Insignia Ground Up and Mid Construction

Financing Investor SFR 1-4 & Multi-Family Construction Projects

Loan Terms and Features

PROPERTY TYPE
Single Family Spec Homes & Multi-Family Up To 35 Units
Loan Amounts
$500,000 - $15,000,000
Lien Position
1st Trust Deed
Rates from
10.50%
Payments
Interest-Only
Points
1.00% to 3.50%
Lender Fees
$1,995
Minimum Credit Score
660
LTV up to
70%
LTC up to
80%
LTARV up to
70%
Term
6-24 Months
Financing
Purchase and Refinance
Property Types
See Above
Prepayment Penalty
None to 1 Year
Experience
Experienced real estate professionals may receive better pricing
Borrower Entity Required
Preferrable
Submit QUOTE REQUEST

RECENTLY FUNDED

Insignia
Bridge

Los Angeles

FUNDED: Case Study
Mid Construction Completion Luxury Loan

An experienced developer encountered an unforeseen budget issue during the build-out of a luxury home, necessitating a construction completion loan. Seeking $4.8 million on a projected after- completion value of $8 million, the developer faced challenges in securing mid-construction financing given market conditions. Turning to Insignia Capital Corp, the developer sought a sub-10% mid- construction completion loan for 18 months.

Insignia Capital Corp responded by restructuring the loan as a luxury fix-and-flip with a construction reserve holdback. This strategic approach mitigated risk, offering the developer a competitive loan product. It provided the necessary capital to complete the luxury home while extending the loan duration, facilitating a successful project exit.

$4.8M Bridge Loan

A construction completion loan is a type of financing specifically designed to provide the necessary funds to finish a construction project that has already been started but cannot be completed with the original budget.

This kind of loan is particularly useful in scenarios where unforeseen expenses arise, or initial funding falls short due to various reasons such as increased material costs or changes in project scope.

These are the opinions of the author. For financial advice, please talk to your CPA or financial professional.

There’s a reason why I’ve done 7 originations with Insignia Loans within the last 2 years. Noah is diligent, attentive,strategical, and professional. Through thick and thin, he has always pulled through.

- Alexander Hernandez

We buy properties in the $1,000,000 to $2,000,000 range to fix and flip. We’ve financined over 40 projects with Noah over the years and he is fast and fair on the deals. He knows the business and what we need to get our transactions done.

- Kim

Most lenders want the big deals but Noah is happy to help me even on my small ones. He understands how to structure a deal and is very knowedgeble about real estate. He is my first call on every deal.

- Javier B.

I am an investor that buys one to two properties each year to fix and flip. I value working with Noah as he understands the market and will tell me the truth about my deals. He can move fast and get the deals done.

- Brett M.

As a real estate investor I need a lender that is creative and understands the needs of a small business owner/developer. I’ve done over 30 loans with Noah and he is my go to lender for my residential purchases.

- Robert P.

I have worked with Noah to financing my fix and flips business for over 10 years and he has always gone the extra mile to make the deals work. He understands what I need and makes it happen. I strongly recommend him as my go to lender.

- Manuel D.

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