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Ground Up &
Mid Construction

Rates from: 10.50%

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Insignia Ground-Up & Mid-Construction Financing

Investor SFR 1-4 & Multi-Family Construction Projects

Insignia Capital Corp (ICC) is your expert partner for ground-up or mid-construction financing for both single family and multi-family projects. Leveraging decades of experience and a strong network of financial institutions, we offer comprehensive solutions, whether funding directly or through our network of capital partners.

ICC Advantage:

  • Strategic Financing: We focus on your project’s profitability and exit strategy, using proprietary models to maximize success. We offer construction loans from 12 to 36 months.
  • Tailored Solutions: Our loans are crafted to support builders while protecting investor interests. ICC has deep relationships with many capital partners given our strong track record of delivering high quality developers.
  • Underwriting Expertise: We bring a nuanced approach to ground-up construction, backed by institutional capital partners who provide financial support and insights to turn visionary projects into tangible assets.

Insignia Ground-Up & Mid-Construction Financing

Investor SFR 1-4 & Multi-Family Construction Projects

PROPERTY TYPE
Single Family Spec Homes & Multi-Family Up To 35 Units
Loan Amounts
$500,000 - $15,000,000
Lien Position
1st Trust Deed
Rates from
10.50%
Payments
Interest-Only
Points
1.00% to 3.50%
Lender Fees
$1,995
Minimum Credit Score
660
LTV up to
70%
LTC up to
80%
LTARV up to
70%
Term
6-24 Months
Financing
Purchase and Refinance
Property Types
See Above
Prepayment Penalty
None to 1 Year
Experience
Experienced real estate professionals may receive better pricing
Borrower Entity Required
Preferrable

RECENTLY FUNDED

Insignia
Bridge

FUNDED: Case Study
Mid Construction Completion Luxury Loan

An experienced developer faced unexpected budget issues during the build of a luxury home, requiring a $4.8M loan to complete construction on an $8M projected value. Due to challenging market conditions, securing mid-construction financing was difficult. The developer approached Insignia Capital Corp for a sub-10% 18-month loan.

$4.8M Bridge Loan

Solution: $4.8M Bridge Loan
Insignia restructured the loan as a luxury fix-and-flip with a construction reserve holdback, reducing risk and extending the loan duration. This allowed the developer to complete the project and achieve a successful exit.
About Construction Completion Loans
These loans provide funding to finish projects that exceed the original budget, often due to unforeseen costs or changes in scope. They are designed to ensure project completion when initial financing falls short.
For financial advice, consult your CPA or financial professional.

There’s a reason why I’ve done 7 originations with Insignia Loans within the last 2 years. Noah is diligent, attentive,strategical, and professional. Through thick and thin, he has always pulled through.

- Alexander Hernandez

We buy properties in the $1,000,000 to $2,000,000 range to fix and flip. We’ve financined over 40 projects with Noah over the years and he is fast and fair on the deals. He knows the business and what we need to get our transactions done.

- Kim

Most lenders want the big deals but Noah is happy to help me even on my small ones. He understands how to structure a deal and is very knowedgeble about real estate. He is my first call on every deal.

- Javier B.

I am an investor that buys one to two properties each year to fix and flip. I value working with Noah as he understands the market and will tell me the truth about my deals. He can move fast and get the deals done.

- Brett M.

As a real estate investor I need a lender that is creative and understands the needs of a small business owner/developer. I’ve done over 30 loans with Noah and he is my go to lender for my residential purchases.

- Robert P.

I have worked with Noah to financing my fix and flips business for over 10 years and he has always gone the extra mile to make the deals work. He understands what I need and makes it happen. I strongly recommend him as my go to lender.

- Manuel D.

Don’t miss your real estate opportunity!

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