Loan Programs & Rates

Insignia Direct

SFR Fix & Flip or
Bridge

Rates from:
9.875%

  • 12 Month Terms
  • Up to 75% LTV
  • Interest-only available

Insignia Ground Up and Mid Construction

Rates from:
10.50%

  • 12-24 Month Terms
  • Up to 80% LTV
  • Custom Programs

Insignia Luxury SFR, Multi-Family and Commercial

Rates from:
9.95%

  • 12-48 Month Terms
  • Up to 75% LTV

Bridge Loan Financing & Mortgages for California Real Estate

We specialize in providing bridge and long term financing to investors purchasing property to either Fix and Flip or Buy to Rent!

  • Up to 90% loan to purchase price* – If you are an experienced flipper and have excellent credit, we can provide high leverage. If not, we may still be able to provide other options. 

  • Loan term from 1 year to 30 years – We offer both short term bridge loans up to 2 years for fix and flips or stabilizing property to rent and also 30 year rental based loans underwritten on income and expenses of property only. 

  • Loan funded in as little as 5 days – When you need to close fast to get the property, we can make it happen. 

  • Early prepayment without penalty – On our bridge loans you can pay them offer at any time without a penalty. 

  • Borrower approval within 48 hours – We can approve your qualifications and credit normally within 48 hours of receipt of our simple documentation required.

Recently Funded

Single Family

Single Family

$875K Bridge Loan Los Angeles , CA

  • 12 Month Terms
  • Up to 75% LTV
  • Rates from 9.95%

This professional property rehab client was in need of a prompt loan solution for a bridge financing opportunity. The project involved a property with a value of $1.2 million that required immediate funding for various purposes, such as acquiring the property, and covering renovation costs. In response, Insignia Capital provided an $875,000 bridge loan with 12-month terms, providing the borrower a year to execute their plans and repay the loan.

Commercial Family

Commercial Family

$445K Commercial Bridge Los Angeles , CA

  • 12 Month Terms
  • Up to 75% LTV
  • Rates from 11.95%

In this real estate opportunity, the client sought a commercial bridge loan to address a specific financing need related to a Los Angeles strip mall property. The client required a quick and flexible financing solution for the strip mall property, which could involve various purposes such as acquisition, renovation, or other transactional needs.

Multi-Family

Multi-Family

$570K Multi-Family Loan Los Angeles , CA

  • 12 Month Terms
  • Up to 75% LTV
  • Rates from 10.50%

Our client required a loan specifically tailored for a multi-family property investment. A multi-family loan is designed to finance properties with multiple residential units, such as apartment buildings or condominium complexes.

Fix & Flip Loan

Fix & Flip Loan

$340K Fix & Flip Loan Los Angeles , CA

  • 12 Month Terms
  • Up to 75% LTV
  • Rates from 10.75%

The client needed a quick loan solution for a fix and flip opportunity. The LA-based town home, property wasn’t distressed but needed some renovations and clean up to make it ready for the market. Insignia Capital provided a $340,000 loan with 12 Month Terms, allowing the borrower a period of 12 months (or one year) to complete the fix and flip project, sell the property, and repay the loan.

Why Choose Us ?

RATES AS LOW AS

RATES AS LOW AS

9.95%

QUICK PROCESS

QUICK PROCESS

only 7 Days

FLEXIBLE TERMS

FLEXIBLE TERMS

6-36 Months

There’s a reason why I’ve done 7 originations with Insignia Loans within the last 2 years. Noah is diligent, attentive,strategical, and professional. Through thick and thin, he has always pulled through.

- Alexander Hernandez

We buy properties in the $1,000,000 to $2,000,000 range to fix and flip. We’ve financined over 40 projects with Noah over the years and he is fast and fair on the deals. He knows the business and what we need to get our transactions done.

- Kim

Most lenders want the big deals but Noah is happy to help me even on my small ones. He understands how to structure a deal and is very knowedgeble about real estate. He is my first call on every deal.

- Javier B.

I am an investor that buys one to two properties each year to fix and flip. I value working with Noah as he understands the market and will tell me the truth about my deals. He can move fast and get the deals done.

- Brett M.

As a real estate investor I need a lender that is creative and understands the needs of a small business owner/developer. I’ve done over 30 loans with Noah and he is my go to lender for my residential purchases.

- Robert P.

I have worked with Noah to financing my fix and flips business for over 10 years and he has always gone the extra mile to make the deals work. He understands what I need and makes it happen. I strongly recommend him as my go to lender.

- Manuel D.